Own a home with ZERO down!

Only available in Maricopa County, the Home in Five Down Payment Assistance Program

Home in 5 helps individuals and families who qualify obtain 5% assistance towards the purchase of a home. 5% that can go towards a down payment and/or closing costs. Qualified applicants would be able to obtain either a FHA, VA, or USDA-RD 30 year fixed rate loan is long as it is less than $271,000. With 5% assistance, that’s a savings of over $13,000 towards the purchase of a home! Of course, there are certain requirements and income limitations to taking advantage of this program, but if you qualify, you could be on your way to owning a home today! The assistance is non repayable, meaning you don need to pay it back!  

Requirements to taking advantage of Home in 5

• Minimum FICO score of 640
• Maximum Debt to income ratio (monthly gross income versus monthly debts) of less than 45%
• You do not need to be a first time home buyer, but you have to occupy the residence primarily.
• Maximum annual income of $88,000.
• Other eligibility requirements may apply

 

Those who serve in the military, may be able

to take advantage of 6% assistance!

Including active duty military, active duty reserve, active duty National Guard, and qualified veterans

For more info, don’t hesitate to call, text, or email us, or our preferred lender Tyler Arnaiz.